P100

Open the app, verify once, and you're ready to move money your way. Set up your Euro balance, get an IBAN, and start sending and receiving SEPA transfers. Your Mastercard debit card is available as a virtual card for online checkouts, with a plastic card you can order for in-store spending. Monitor every charge and transfer in one history so budgeting is simple. Subscribers pay zero fees on core actions, keeping day-to-day spending and transfers predictable whether you're paying bills, traveling, or splitting expenses.

When you need digital assets or cash in a hurry, swap between Euros and crypto in a tap. Choose the currency pair, enter the amount, review the live quote, and confirm - funds settle immediately to the destination you pick. Move salary to a stablecoin to hold value over weekends, convert gains to Euros before rent is due, or top up your card by exchanging from crypto right before checkout. Because the account and wallet live together, you don't juggle multiple apps or wait for external on-ramps and off-ramps.

Manage two kinds of wallets depending on the job. Use the hot wallet for quick sends, receives, and swaps with major coins and stablecoins. Use the self-custody wallet when you want to hold your own keys and take assets wherever you go. Transfer between them in a few steps: pick source, pick destination, confirm. Receive funds with your address, and pay others by pasting theirs. Keep everyday balances liquid in the hot wallet, and park long-term holdings in self-custody for added control. more